Terms and Conditions

 

Central Florida’s Premier Business Directory

Listings Service Agreement Standard Terms and Conditions

This Terms of Use was last updated on September 20, 2019.

THIS IS A LEGALLY-BINDING AGREEMENT. PLEASE READ THIS ENTIRE AGREEMENT CAREFULLY.

  1. Acknowledgement & Acceptance of Agreement
    1. This Listings Service Agreement (along with all other applicable terms and conditions, including, without limitation, the CFPBDirectory.com Terms of Use, the Code of Conduct and the Editorial Guidelines, which are hereby incorporated by reference in this ‘Agreement’) is made and entered into by CFPBDirectory.com and the business entity identified by you when registering and accepting this Agreement (the ‘Advertiser and/or Business Owner’ or ‘you’) by clicking on an ‘I Accept’ button or similar button or link, signing agreement forms in person or by proxy, where such action is identified as having the effect of accepting this Agreement. You acknowledge, represent and warrant that you are authorized to enter into this Agreement on behalf of the Advertiser and/or business owner, that your Acceptance of this Agreement has the effect of making the Advertiser and/or business owner a party bound to this Agreement, and that the information submitted by you to CFPBDirectory.com, via online forms or otherwise, is and will continue to be authentic and correct.
    2. Pursuant to this Agreement, Advertiser and/or Business Owner submits business Business Listing(s) and/or link(s) to, its web site(s) for inclusion on CFPBDirectory.com web site. The terms and conditions applicable are set forth below.
    3. Basic inclusion of a website title, description and URL (‘Business Listing’) on the CFPBDirectory.com site are sold on an inclusion basis for a one time, non-refundable setup fee and an annual renewal fee. THE SETUP FEE IS IN CONSIDERATION FOR CFPBDIRECTORY.COM’S EDITORIAL REVIEW OF THE BUSINESS LISTING SUBMISSION AND IS THEREFORE NON-REFUNDABLE, EVEN IN THE EVENT THAT CFPBDIRECTORY.COM DECLINES TO INCLUDE ADVERTISER’S AND/OR BUSINESS OWNER’S BUSINESS LISTING. CFPBDirectory.com may, in its sole discretion, change the setup or annual renewal fee at any time.
    4. Following submission by Advertiser and/or Business owner of a Business Listing submission form, CFPBDirectory.com will review the Business Listing entry containing the information submitted by Advertiser and/or Business Owner regarding its website, to determine whether Advertiser and/or Business Owner’s Business Listing entry and applicable web site is eligible for inclusion in CFPBDirectory.com. Within five (5) business days from the date the Business Listing submission form is received by CFPBDirectory.com, CFPBDirectory.com will review Advertiser and/or Business Owner’s Business Listing entry inclusion to determine whether it is eligible for inclusion in CFPBDirectory.com.
  2. Notification of Changes
    1. CFPBDirectory.com may, at any time in its sole discretion, change the terms of this Agreement. Modifications may include, without limitation, increases to the annual fees charged for the Listing Services. Whenever CFPBDirectory.com changes this Agreement, it will post those changes to its Web Site and will update the ‘Last Updated’ date at the top of this Agreement. The revised terms will become effective on the date CFPBDirectory.com posts such changes to its Web Site, except annual fee increases will become effective at the time your annual Agreement automatically renews. It is your obligation to check this Agreement regularly to ensure you are updated as to any changes. Without limiting the foregoing, if CFPBDirectory.com determines in its sole discretion that the modification is material, it will notify you electronically via the email address associated with each account. If any modification to this Agreement is not acceptable to you, your only remedy is to notify CFPBDirectory.com of your election not to renew your Agreement, as provided in Section 3 below.
  3. Term of Agreement
    1. CFPBDirectory.com may, at any time in its sole discretion, with or without cause, terminate this Agreement and/or cancel any listings or links submitted under this Agreement.
    2. Auto-Renewal: Advertiser and/or Business Owner’s 2. Business Listing subscription will be automatically renewed for successive one-year terms, unless Advertiser and/or Business Owner notifies CFPBDirectory.com by sending an email with the words ‘CANCELLATION’ in the subject line to customerservice@CFPBDirectory.com. Advertiser and/or Business Owner shall deliver such notice at least thirty (30) days prior to the commencement of the next renewal term. If CFPBDirectory.com is unable to process Advertiser and/or Business Owner’s credit card payment because the credit card has expired or is otherwise invalid, then CFPBDirectory.com may contact Advertiser and/or Business Owner to obtain payment information and/or cancel Advertiser and/or Business Owner’s subscription and/or run the credit card with updated expiration date.
    3. The cost of the renewed Listing will be the then-current standard rate. Advertiser and/or Business Owner’s credit card will be charged the non-refundable renewal fee in accordance with the terms of this Agreement.
  4. Service Fees and Payment Terms
    1. Advertiser and/or Business Owner agrees to pay all applicable charges under this Agreement, including any applicable taxes or charges imposed by any government entity. If Advertiser and/or Business Owner disputes any charge made under this Agreement, Advertiser and/or Business Owner must notify CFPBDirectory.com in writing within sixty (60) days after any such charge; failure to so notify CFPBDirectory.com shall result in the waiver by Advertiser and/or Business Owner of any claim relating to any such disputed charge. Charges shall be calculated solely based on records maintained by CFPBDirectory.com. No other measurements or statistics of any kind shall be accepted by CFPBDirectory.com or have any effect under this Agreement.
    2. Fees: Advertiser and/or Business Owner agrees to pay all applicable charges under this Agreement, including any applicable taxes or charges imposed by any government entity. If Advertiser and/or Business Owner disputes any charge made under this Agreement, Advertiser and/or Business Owner must notify CFPBDirectory.com by sending a detailed notice of dispute to CFPBDirectory.com via email at: billing@CFPBDirectory.com within ten (10) days of the charge; failure to so notify CFPBDirectory.com shall result in the waiver by Advertiser and/or Business Owner of any claim relating to any such disputed charge. Charges shall be calculated solely based on records maintained by CFPBDirectory.com  No other measurements or statistics of any kind shall be accepted by CFPBDirectory.com or have any effect under this Agreement. All payments made under this Agreement are non-refundable.
    3. Late Payments: Any charges which are past due by more than thirty (30) days shall bear interest at the rate of one percent (1%) per month or the maximum rate permitted by applicable law, whichever is less, and Advertiser and/or Business Owner shall reimburse CFPBDirectory.com for any costs and fees (including attorneys’ fees) incurred by CFPBDirectory.com in an effort to collect any amount due hereunder.
    4. Disputes: If Advertiser and/or Business Owner has any questions or objections regarding charges to its credit card, it must promptly (within 30 days) notify CFPBDirectory.com in writing (including electronic mail) and make a reasonable and good faith effort to resolve its objection before it disputes the charge with the credit card processing company. Such notice must identify the amount in dispute and must provide in reasonable detail the basis for disagreement with any charges. If (a) Advertiser fails to comply with these requirements BEFORE filing a dispute with the credit card processing company, or (b) advertiser and/or business owner files a dispute with the credit card processing company that is not in good faith, Advertiser and/or Business Owner will be in material breach of this Agreement and CFPBDirectory.com will be entitled to liquidated damages calculated as follows in addition to any equitable remedies available to it. Liquidated damages may include but not be limited to: all fees accrued up to the termination of this Agreement, plus attorney fees and costs, plus late fees on the foregoing at the legal rate of interest. For purposes of this paragraph, disputing payment because of inability to pay or because of Advertiser and/or Business Owner’s failure to submit a proper notice of non-renewal by the applicable date shall not be considered to be a good faith dispute.
    5. Payment Method: To maintain a Listing account with CFPBDirectory.com, Advertiser and/or Business Owner must maintain a valid Visa, MasterCard or American Express credit card number on file with us. Advertiser and/or Business Owner’s credit card will be charged upon submission and renewal of a Listing pursuant to Section 6 below. Listing accounts are renewed on an annual basis as set forth in Section 6. Advertisers and/or Business Owners are generally required to pay for Listings by the credit card method.
  5. Editorial Standards and Requirements
    1. Advertiser and/or Business Owner’s Listing entries are written by CFPBDirectory.com, or written by Advertiser and/or Business Owner subject to CFPBDirectory.com’s approval. Advertiser and/or Business Owner agrees to be bound by and follow the CFPBDirectory.com editorial standards as described in CFPBDirectory.com’s Editorial Guidelines. Advertiser and/or Business Owner’s submissions to the CFPBDirectory.com site will be subject to CFPBDirectory.com editorial review, modification and/or removal in CFPBDirectory.com’s sole discretion. CFPBDirectory.com reserves the right, but not the obligation, to review Advertiser and/or Business Owner submissions.
    2. ADVERTISER AND/OR BUSINESS OWNER REPRESENTS AND WARRANTS THAT ITS LISTINGS, LINKS AND SUBMISSIONS TO THE CFPBDIRECTORY.COM SITE DO NOT, AND WILL NOT INCLUDE CONTENT, OR LINKS TO CONTENT, WHICH MAY RESULT IN A CLAIM AGAINST, OR CIVIL OR CRIMINAL LIABILITY TO, CFPBDIRECTORY.COM OR THAT OTHERWISE VIOLATES APPLICABLE LAW OR THE TERMS OF THIS AGREEMENT, INCLUDING, WITHOUT LIMITATION, CONTENT THAT IS FRAUDULENT, DECEPTIVE, LIBELOUS, DEFAMATORY, OBSCENE, PORNOGRAPHIC, ADULT-THEMED, INFRINGING OR THAT VIOLATES THE PRIVACY, PUBLICITY OR ANY OTHER RIGHT(S) OF A THIRD PARTY.
    3. ADVERTISER AND/OR BUSINESS OWNER HEREBY AGREES TO INDEMNIFY, DEFEND AND HOLD HARMLESS CFPBDIRECTORY.COM AND ITS AFFILIATES AND PARTNERS, AND ANY OF THEIR RESPECTIVE OFFICERS, DIRECTORS, PARTNERS, SHAREHOLDERS, AGENTS, LICENSEES AND EMPLOYEES, FROM AND AGAINST ALL THIRD PARTY CLAIMS, ACTIONS, LIABILITIES, LOSSES, EXPENSES, DAMAGES, AND COSTS INCLUDING, WITHOUT LIMITATION, REASONABLE ATTORNEYS’ FEES (COLLECTIVELY, ‘LOSSES’) THAT MAY AT ANY TIME BE INCURRED AS A RESULT OF ANY THIRD PARTY CLAIMS, SUITS OR PROCEEDINGS: (A) ARISING OUT OF ANY BREACH BY ADVERTISER AND/OR BUSINESS OWNER OF ANY DUTY, REPRESENTATION OR WARRANTY UNDER THIS AGREEMENT; OR (B) ARISING FROM THE CONTENT OR SUBJECT MATTER OF ANY ADVERTISER AND/OR BUSINESS OWNER LISTING, LINK, SUBMISSION OR CONTENT OF SITES TO WHICH VISITORS CAN LINK THROUGH ADVERTISER AND/OR BUSINESS OWNER’S LINKS OR LISTINGS. CFPBDIRECTORY.COM RETAINS COMPLETE EDITORIAL DISCRETION WITH RESPECT TO ALL LISTINGS AND LINKS, INCLUDING, WITHOUT LIMITATION, REGARDING THE SELECTION, PLACEMENT, KEYWORDS, TITLE, DESCRIPTIONS AND MULTILINKS.
  6. Security
    1. CFPBDirectory.com endeavors to protect the security of Advertiser and/or Business Owner’s payment information during transmission by using Secure Sockets Layer (‘SSL’) when receiving payment information through the CFPBDirectory.com website. It is important for Advertiser and/or Business Owner to protect against unauthorized access to your password and your computer. You are solely responsible for maintaining the confidentiality of your account and password and for restricting access to your computer, and Advertiser and/or Business Owner agrees to accept full responsibility for all activities conducted using Advertiser and/or Business Owner’s account on CFPBDirectory.com.
  7. Registration Information
    1. In connection with the Listing program, Advertiser and/or Business Owner is required to submit registration information. CFPBDirectory.com may use such information to contact Advertiser and/or Business Owner regarding its listings and links. CFPBDirectory.com may disclose such information to its third party vendors and service providers in connection with conducting its business and providing and maintaining its site, and, in addition, in the good faith belief that such disclosure is reasonably necessary to (a) comply with the law or legal process; (b) enforce this Agreement; or (c) protect the rights or interests of CFPBDirectory.com, its affiliates or related parties. Notwithstanding anything to the contrary herein, CFPBDirectory.com may transfer, sell or assign such information to third parties as a result of a merger, consolidation or combination of CFPBDirectory.com with another entity.
  8. License
    1. Advertiser and/or Business Owner hereby grants to CFPBDirectory.com a worldwide, limited, non-exclusive, non-transferable, royalty-free license to: (i) reproduce, distribute, transmit, display, perform, download, cache, store on its servers, and otherwise use Advertiser and/or Business Owner’s listings and submissions, and any portion thereof, including, without limitation, the trademarks, trade names, service marks and logos set forth therein, or as otherwise specified in writing by Advertiser and/or Business Owner (collectively the ‘Advertiser Marks’), for purposes of providing the services covered by this Agreement; and (ii) incorporate in CFPBDirectory.com’s sites links provided by Advertiser and/or Business Owner as part of its listings and submissions.
  9. Warranty Disclaimer
    1. NEITHER CFPBDIRECTORY.COM NOR ITS SUPPLIERS OR VENDORS MAKE ANY WARRANTIES (INCLUDING, WITHOUT LIMITATION, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT), GUARANTIES, REPRESENTATIONS, PROMISES, STATEMENTS, ESTIMATES, CONDITIONS OR OTHER INDUCEMENTS, EXPRESS, IMPLIED, ORAL, WRITTEN OR OTHERWISE. CFPBDIRECTORY.COM’S OBLIGATIONS UNDER THIS AGREEMENT ARE SUBJECT TO DELAYS CAUSED BY WAR, TERRORISM, ACT OF GOD, EMBARGOES, OR ANY OTHER CIRCUMSTANCES BEYOND CFPBDIRECTORY.COM’S REASONABLE CONTROL. ADVERTISER AND/OR BUSINESS OWNER ACKNOWLEDGES THAT CFPBDIRECTORY.COM’S SITE IS OPERATED ON AN ‘AS IS’, ‘AS AVAILABLE’ BASIS, AND THAT NEITHER CFPBDIRECTORY.COM NOR ITS SUPPLIERS OR VENDORS MAKES ANY REPRESENTATIONS OR WARRANTIES OF ANY KIND WHATSOEVER REGARDING THE PLACEMENT OF LISTINGS OR LINKS OR THE PERFORMANCE OR SECURITY OF ITS WEB SITE OR SERVICES.
  10. Limitation of Liability
    1. IN NO EVENT SHALL CFPBDIRECTORY.COM OR ANY OF ITS SUPPLIERS, VENDORS OR AFFILIATES BE LIABLE OR RESPONSIBLE FOR ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL OR EXEMPLARY DAMAGES OF ANY KIND, INCLUDING WITHOUT LIMITATION, LOST PROFITS OR LOST OPPORTUNITIES, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES IN ADVANCE AND REGARDLESS OF THE CAUSE OF ACTION UPON WHICH ANY SUCH CLAIM IS BASED. IN NO EVENT SHALL CFPBDIRECTORY.COM’S LIABILITY FOR ANY REASON WHATSOEVER EXCEED THE FEES PAID TO CFPBDIRECTORY.COM BY ADVERTISER AND/OR BUSINESS OWNER UNDER THIS AGREEMENT DURING THE SIX MONTH PERIOD PRIOR TO THE TIME THE APPLICABLE CLAIM ACCRUED.
  11. Privacy
    1. In no event shall Advertiser and/or Business Owner collect, or cause or permit the collection of, any Personal Information (as defined below) from users of CFPBDirectory.com’s site while such users are browsing or viewing CFPBDirectory.com’s sites, or place any file or code, including cookies, on the personal computers of users of CFPBDirectory.com’s sites while such users are browsing or viewing CFPBDirectory.com’s sites. CFPBDirectory.com’s privacy policies shall apply to users of CFPBDirectory.com’s Web Site while users are browsing or viewing CFPBDirectory.com’s site, and Advertiser and/or Business Owner shall comply with same. CFPBDirectory.com shall own all information relating to user access to CFPBDirectory.com’s site, including, but not limited to, all Personal Information, demographics and usage information gathered therefrom. ‘Personal Information’ includes an individual’s name, address, e-mail address, age, date of birth, credit card or other financial information, or any other contact or personal information about an individual or from which the personal information about an individual can be derived.
  12. Reservation of Rights
    1. Advertiser and/or Business Owner agrees that CFPBDirectory.com retains all right, title and interest in and to CFPBDirectory.com’s technology, services and other intellectual property rights. Advertiser and/or Business Owner agrees that it will not reproduce, distribute, alter, modify, copy, edit, format, create derivative works of or otherwise use any materials, content or technology provided by CFPBDirectory.com, except as explicitly provided herein or approved in advance in writing by CFPBDirectory.com.
  13. Miscellaneous
    1. CFPBDirectory.com reserves the right, in its sole discretion, to (i) remove Advertiser and/or Business Owner’s Listing and/or cancel Advertiser and/or Business Owner’s account for any reason or no reason; (ii) change the fees for Listing; (iii) change the procedures or rules for obtaining or maintaining a Listing; (iv) alter the content or other aspect of any Listing; and (v) discontinue Listing and/or the CFPBDirectory.com Directory or website. Payment of Advertiser and/or Business Owner’s fee will not guarantee that Advertiser and/or Business Owner’s listing(s), link(s) and/or account will remain on the CFPBDirectory.com Directory or website if Advertiser and/or Business Owner or Advertiser and/or Business Owner’s listing is deemed to be in violation of any term or condition of this Agreement. Upon any termination or expiration of this Agreement, Advertiser and/or Business Owner shall promptly pay CFPBDirectory.com all moneys due hereunder.
    2. Receipt times of all submissions, notices and other correspondences and transactions via the CFPBDirectory.com site are measured based on receipt by CFPBDirectory.com’s servers. This Agreement: (a) shall be governed by and construed in accordance with, the laws of the State of Florida, without giving effect to principles of conflicts of law; (b) constitutes the complete and entire expression of the agreement between the parties with respect to the subject matter hereof; and (c) shall supersede any and all other agreements, whether written or oral, between the parties, including, without limitation, any print, online and electronic promotional materials. All waivers hereunder by CFPBDirectory.com must be expressly made in writing. Should any provision of this contract be held to be void, invalid, or inoperative, such provision shall be modified to reflect the fullest enforceable intent of the parties, or if such modification is not possible, severed, and the remaining provisions of this contract shall not be affected and shall continue in full force and effect. Exclusive venue for all disputes arising out of or related to this Agreement shall be the state and federal courts located in Osceola County, Florida, and each party hereby irrevocably consents thereto. Any rights or obligations hereunder may not be transferred or assigned by Advertiser and/or Business Owner without the prior written consent of CFPBDirectory.com. CFPBDirectory.com may freely assign and delegate the Agreement and any of its rights and obligations hereunder.
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